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Scotland House Prices & Affordability

Monthly data sourced from HM Land Registry UK House Price Index and ONS Housing Affordability. Last updated: .

Avg Price

£188,807

trending

Annual Change

+7%

Strong annual price growth

HPER (2024)

5.3×

House price ÷ median earnings

Overall Score

87/100

vs all UK regions

24-Month Price Trend

Average house price — monthly, HM Land Registry

24 months ago+7.6% over periodLatest

Affordability Analysis

Scotland is one of the most affordable regions in the UK and prices are rising — a strong window for first-time buyers.

The house price to earnings ratio (HPER) of 5.3× means a median-priced home costs roughly 5.3 times the local median annual salary (data year: 2024). The UK average is typically 7–9×, with London often exceeding 12×.

At an average price of £188,807, Scotland scores 93/100 for affordability — highly affordable relative to other uk regions. Prices have changed by +7% over the past 12 months (strong annual price growth).

Affordability93/100
Growth78/100
Overall87/100

Compare Other Regions

Frequently Asked Questions

What is the average house price in Scotland in 2026?
The current average house price in Scotland is £188,807, based on the latest HM Land Registry UK House Price Index. Prices have changed by +7% over the past 12 months.
Is Scotland affordable for first-time buyers?
Scotland has a house price to earnings ratio (HPER) of 5.3×, meaning the average property costs roughly 5.3 times the local median annual salary. Highly affordable relative to other UK regions. The UK average HPER is typically 7–9×.
How have house prices changed in Scotland over the past year?
Scotland house prices rose by 7.0% over the past 12 months to an average of £188,807, according to HM Land Registry data updated monthly.

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